WolfOfInsurance
Expert
- 32
Which niche product do you believe is the best to specialize in and why?
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Final Expense.
1. Leads are plentiful
2. Daytime hours (the client base is retired.)
3. Commissions are higher than most other types of life insurance.
2. Daytime hours (the client base is retired.)
3. Commissions are higher than most other types of life insurance.
Which niche product do you believe is the best to specialize in and why?
It comes down to what you personally enjoy doing and the type of client you personally enjoy working with.
The one the client in front of me needs.
Learn them all. A golfer doesnt carry just 1 club in their bag. A fisherman doesnt carry just 1 lure in their tackle box or 1 size hook.
That being said, FE is mostly lower income folks. IUL/WL/Term will be middle market to upper income market.
Lots of money can be made in any niche. It comes down to what you personally enjoy doing and the type of client you personally enjoy working with.
Me, you couldnt pay me enough to do what most door knocking FE agents do in a normal day. But thats just me.
It's truly not for everyone. Sometimes it takes a strong stomach lol.
Josh is the Forum bed bug guy.I have been in some nasty homes and walked away from some. Not as many as guys that run low income leads, but enough. I am not doing roaches and fleas @Josh. OK, that was a funny story.
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I have been in some nasty homes and walked away from some. Not as many as guys that run low income leads, but enough. I am not doing roaches and fleas @Josh. OK, that was a funny story.
But that wasn't what got me to change, it was multiple lapses, billing, bank changes, NSFs on the same group of people. You FE only guys earn your money.