Dental Benefits in Medicare Advantage will they survive the Medicare provider cuts?

[hockeyday]

Disagree . I had long talk with my long time Humana rep. He’s saying big cuts . On your situation $164 to $75 max. Food cards $200 to $100. But were he scared me is he’s saying he believes many of these plans could have premiums and $590 rx deductibles and increased copays .

If they do that they will be able to reduce their employee head count by 50%, I believe zero premium is here to stay but it will come with deductible for sure, but some company will not be cutting and they will get hammered

 

[DonP]

I don't know about comp getting cut, but overrides and Marketing dollars are done, I put no stock in first looks, last year they came out and 5 weeks later everyone released look 2.0. I happy I live and work in an area the you can get a med sup for cheap, I write way more med sup than mapd, my April t65 was 17 sups 5 mapd, 1 1ma only

What about the pdp’s that go with those sups ? Do you sell the pdp’s ? Thats the big issue next yr .This yr he acted like the 1st release would be august end . Gives the agent little time to study and get a game plan . CVS also mentioned premiums on plans . The company that interests me the most is devoted . I got contracted with them but was hesitant to write as they were new . But there benefits for non dual/ lis were killer . I’m interested to see how bad they got hit giving the store away . If there benefits don’t drop big I’ll be writing them a lot . United and elevance seem the least affected as there earnings were pretty good

 

[DonP]

Humana has a big decision here. They cut many areas last yr pretty good . If they cut deep again they could easily lose 1 million members in 2025 .

 

[hockeyday]

What about the pdp’s that go with those sups ? Do you sell the pdp’s ? Thats the big issue next yr .This yr he acted like the 1st release would be august end . Gives the agent little time to study and get a game plan . CVS also mentioned premiums on plans . The company that interests me the most is devoted . I got contracted with them but was hesitant to write as they were new . But there benefits for non dual/ lis were killer . I’m interested to see how bad they got hit giving the store away . If there benefits don’t drop big I’ll be writing them a lot . United and elevance seem the least affected as there earnings were pretty good

I write the pdp 100% of the time, at 100 bucks renewals in 2025 I'll make 40k on renewals, I show people how to save money on there meds, Norma Johnson has a great program. If your not using it you should, no idea what devote or elevance is, uhc forgot to build a Provider network so they have been a none factor,

 

[hockeyday]

Humana has a big decision here. They cut many areas last yr pretty good . If they cut deep again they could easily lose 1 million members in 2025 .

They increased their plans in Michigan last year for dsnp and give backs, no cuts here,

 

[DonP]

They increased their plans in Michigan last year for dsnp and give backs, no cuts here,

Same in Indiana . There 5 biggest states they cut deep. I heard Michigan mapd is dominated by local carriers and not the big national . Adam Howard Medicare millionaire is from there . He got in with 360 4-5 years and they were rolling in mapd and then he disappeared . I’ve seen him post on facebook groups every blue moon ,

 

[hockeyday]

Same in Indiana . There 5 biggest states they cut deep. I heard Michigan mapd is dominated by local carriers and not the big national . Adam Howard Medicare millionaire is from there . He got in with 360 4-5 years and they were rolling in mapd and then he disappeared . I’ve seen him post on facebook groups every blue moon ,

Humana has the best dsnp in Michigan, the 360 leadership went all in on aca call centers , I don't think the Medicare guys got brought in on the deal, I think he's doing Annuities now

 

[DonP]

Humana has the best dsnp in Michigan, the 360 leadership went all in on aca call centers , I don't think the Medicare guys got brought in on the deal, I think he's doing Annuities now

Yep Luis Moreno running the show . I think Mungia retired with his many multiple millions or he’s behind the scenes now . Also Brad Aden disappeared as he was in with them .

 

[Chazm]

Disagree . I had long talk with my long time Humana rep. He’s saying big cuts . On your situation $164 to $75 max. Food cards $200 to $100. But were he scared me is he’s saying he believes many of these plans could have premiums and $590 rx deductibles and increased copays .

I’m in FL. We had huge part B givebacks in the early 2010’s while the rest of the country had zero. While I agree GB will go down, I’ll put money that I’ll still have some plans over $100/month in Orlando. And again, food cards are primarily Medicaid, which I rarely see.

 

[DonP]

I’m in FL. We had huge part B givebacks in the early 2010’s while the rest of the country had zero. While I agree GB will go down, I’ll put money that I’ll still have some plans over $100/month in Orlando. And again, food cards are primarily Medicaid, which I rarely see.

Forget that . Those $1000 moops are gone . You’ll be lucky to have $3 to $4 k . I don’t think you understand the gravity of the new part d for 2025 and how much more financial exposure carriers have . Add in skying claims and no real increase from Medicare and it’s an explosive trifecta we’ve not seen in Medicare . We’ll know in 3 months are so