A few months ago I was telling a friend of mine who was in the insurance business that my son-in-law had hurt his back and wasn't able to work outside the home. She suggested that he get his life, health & annuity license and work from home selling health insurance over the phone from home with the company she was just starting with. I've been a real estate broker for over 20 years and she said it would be good for me too with my 35 years of sales experience, to sell insurance part time from home when real estate sales were slow. She talked up her new company so much that another daughter of mine who suffers from migraines at least 25 days a month making it hard to work outside the home, decided to get licensed, as well. So we took my friends advise and all 3 of us got licensed in FL. By the time we could start the onboarding process she called and told me she quit, the company sucked and she was leaving the insurance field all together.
So, the 3 of us decided we were never really interested in selling health and would all prefer to sell life insurance. We all want to be our own independent agent. I have set up an agency for us to market ourselves as and we have our own lead source being set up. We have no need for leads, but could obviously use some basic training to get up and running efficiently. However, we have struggled to find a decent IMO or NMO to work through and get connected with the carriers. We have already acquired and set up our own lead source and will have very warm, fresh leads. We are wanting to start out selling term and IUL with living benefits as our staple, but want to offer FE and Mortgage Protection as a compliment to the Living Benefits main offering. Every company I google ends up being an MLM and wants to control what we do, when we sell, how many hours we sell, and how we do it.
We are looking at Insurance Toolkits for our quoter, Lead Latchers for our leads and CRM. We just want an honest IMO or NMO who allows tele-sales (zoom) from home on our schedules, that will offer a fair commission, some optional training materials and opportunities, no required meetings and allow us to be paid directly from the carrier. I spoke with one mentioned in the forum before FEXcontracting, seemed perfect, but he said they don't want tele-sales agents, only face-to-face. He suggested Digital BGA though. Any thoughts from anyone?
I know our IMO has to be out there. We are anxious to get started selling, but are being very cautious so we don't waste any time barking up the wrong tree.
Can anyone here on the Forum point us in the right direction to an IMO that we can build a long term independent career with without all the games and high fees?
So, the 3 of us decided we were never really interested in selling health and would all prefer to sell life insurance. We all want to be our own independent agent. I have set up an agency for us to market ourselves as and we have our own lead source being set up. We have no need for leads, but could obviously use some basic training to get up and running efficiently. However, we have struggled to find a decent IMO or NMO to work through and get connected with the carriers. We have already acquired and set up our own lead source and will have very warm, fresh leads. We are wanting to start out selling term and IUL with living benefits as our staple, but want to offer FE and Mortgage Protection as a compliment to the Living Benefits main offering. Every company I google ends up being an MLM and wants to control what we do, when we sell, how many hours we sell, and how we do it.
We are looking at Insurance Toolkits for our quoter, Lead Latchers for our leads and CRM. We just want an honest IMO or NMO who allows tele-sales (zoom) from home on our schedules, that will offer a fair commission, some optional training materials and opportunities, no required meetings and allow us to be paid directly from the carrier. I spoke with one mentioned in the forum before FEXcontracting, seemed perfect, but he said they don't want tele-sales agents, only face-to-face. He suggested Digital BGA though. Any thoughts from anyone?
I know our IMO has to be out there. We are anxious to get started selling, but are being very cautious so we don't waste any time barking up the wrong tree.
Can anyone here on the Forum point us in the right direction to an IMO that we can build a long term independent career with without all the games and high fees?