Crazy ass driver
New Member
- 3
So hoping someone might have some useful advise.
I've had Gieco for years and years now. Former California resident, moved to Oregon a few years ago.
Had been told my insurance would go down, but noooo it went up! I have 2 vehicles, an 02 Mercedes C230 and a 1999 Ford Escort. Damn thing just won't die! Hate it, but it's alway running and basically worthless so I keep it (the Escort). In Cali my insurance for both vehicles was somewhere around $300, even less, every 6 months, liability only, no accidents or points on my record. Moved to Oregon, crap it went to like $425, small town on the South coast, much safer than the bay area where I was before where every day you take you life in your hands just to go to work and back. Next renewal it went to $525 and now $600. Wow. I checked to see online if there's anything amiss, not seeing it. I don't drive much these days, I've turned into that 'old' man who drive to the store and back. I work from home. I have both vehicles set to 1000 miles a year on the policy. I probably drive a little more than that but I haven't had an accident in like forever. I haven't had a claim in many years and that was for rocks that fell on the glass roof of the benz, which had full cov. at the time. My sig other is also on my policy. I tried seeing if removing her would lower the rate. She's 10 years older than me. It didn't. She never drives my car, but then she almost never drives since she let her car slip into an inoperable state of repair, won't part with a dime for repairs even if I'm doing the work. So I basically chaffeur her around. But I digress. She has Geico also She hasn't transfered her policy to Oregon after she saw what happened to me and pays like $30 a month for the crappiest policy possible just to not be uninsured. 15/30/5 but like I said it's just parked.
Also I noticed the folks at Geico did not update my license info when I informed them I was now in Oregon. DOH! Still shows as having a Cali license.
They basically had to cancel my policy out of Cali and then I had to go through the approval process in Oregon.
My 15 or so years with Geico seemed to matter not.
So I went to update my license info today, and it came up with something wierd, it said I had an accident in April of 2002 that was still under investigation. Huh? No accidents in 2002. The benz was new then. It's never been in an accident except the rock thing and neighboor backed into my door. And not in 2002, it said no change in price.. I told it to save the quote without processing the changes.
What the heck is up with that? 2002?
Anything I can do to reduce my rates? I mean, I've seen the articles about insurance rates going up, but double in a couple years is rediculous for no reason. And where I live now is hella safer than the Bay Area, which is total insanity. HELP!
I've had Gieco for years and years now. Former California resident, moved to Oregon a few years ago.
Had been told my insurance would go down, but noooo it went up! I have 2 vehicles, an 02 Mercedes C230 and a 1999 Ford Escort. Damn thing just won't die! Hate it, but it's alway running and basically worthless so I keep it (the Escort). In Cali my insurance for both vehicles was somewhere around $300, even less, every 6 months, liability only, no accidents or points on my record. Moved to Oregon, crap it went to like $425, small town on the South coast, much safer than the bay area where I was before where every day you take you life in your hands just to go to work and back. Next renewal it went to $525 and now $600. Wow. I checked to see online if there's anything amiss, not seeing it. I don't drive much these days, I've turned into that 'old' man who drive to the store and back. I work from home. I have both vehicles set to 1000 miles a year on the policy. I probably drive a little more than that but I haven't had an accident in like forever. I haven't had a claim in many years and that was for rocks that fell on the glass roof of the benz, which had full cov. at the time. My sig other is also on my policy. I tried seeing if removing her would lower the rate. She's 10 years older than me. It didn't. She never drives my car, but then she almost never drives since she let her car slip into an inoperable state of repair, won't part with a dime for repairs even if I'm doing the work. So I basically chaffeur her around. But I digress. She has Geico also She hasn't transfered her policy to Oregon after she saw what happened to me and pays like $30 a month for the crappiest policy possible just to not be uninsured. 15/30/5 but like I said it's just parked.
Also I noticed the folks at Geico did not update my license info when I informed them I was now in Oregon. DOH! Still shows as having a Cali license.
They basically had to cancel my policy out of Cali and then I had to go through the approval process in Oregon.
My 15 or so years with Geico seemed to matter not.
So I went to update my license info today, and it came up with something wierd, it said I had an accident in April of 2002 that was still under investigation. Huh? No accidents in 2002. The benz was new then. It's never been in an accident except the rock thing and neighboor backed into my door. And not in 2002, it said no change in price.. I told it to save the quote without processing the changes.
What the heck is up with that? 2002?
Anything I can do to reduce my rates? I mean, I've seen the articles about insurance rates going up, but double in a couple years is rediculous for no reason. And where I live now is hella safer than the Bay Area, which is total insanity. HELP!
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